FivestarMan

Dear Dave, What do you think about online bill payments or automatic monthly deductions to pay for everyday bills?

Right time to expand the family?
Dear Dave,
My wife and I are trying to pay down our debt. We’ve got a long way to go, and it’s pretty scary sometimes. We’ve also started thinking that we’d like to have another child. We’re not getting any younger, but we know this would prolong the time it would [...]

Our son is 21, and he’s embarking on a career as a professional soccer player. The beginning money isn’t huge. He’ll only be making about $30,000 a year, and we want to know how we can help him manage this money and not get caught up in the idea that he has to live a glamorous lifestyle.

Dear Dave, I’ve been playing the lottery a bit lately. I’m a Christian, and I was wondering what your views are on this. We’ve been struggling financially, and it seems that a chance to win millions is worth a buck or two. Your advice and opinion on this would be cherished.

God is so interested in man’s ability to work that he delayed the agrarian process until the time for Man to be created. That’s how important you are to the cycle and system of earth! Unfortunately, Adam was unfaithful to his employer, namely God the Creator.

Author-radio host Dave Ramsey dispenses advice on personal finance with the fervor of a country preacher and the common sense of Ann Landers. He colorfully pounds home his core mandate— eliminate debt—with a tried-and-true, step-by-step program to achieve fiscal fitness.